Pressure is mounting on the federal government to change – or better still, get rid of the mortgage stress test, which combined with higher rates and higher taxes in BC and Toronto have killed the housing market while putting housing out of reach for tens of thousands of Canadians. All to deal with a problem that didn’t exist – and still doesn’t.

Would you rather have a politician make your investment decisions or an expert with a long track record of picking winners? It’s an important question because right now politicians are “investing” millions, even billions, of your money into specific companies as if they have the background or expertise.  Is it any wonder so much of it is wasted.