Economics and finance are not the same thing. Virtually all our focus is on economics – ie government spending, borrowing, taxes -while ignoring the massive financial risks building in the credit markets.

We need to have a thorough discussion of the costs and benefits but one big obstacle are those who say “you can’t put a price on a life.”

Tough not to focus on the chaos, accusations and insults during the US Presidential debate but that misses the far more important point. (Photo: Livemint.com)

The positive impact will be far greater than any other government program and the best part – it won’t cost taxpayers a cent.