Mike says, “stop believing, it has already cost us too much.” Luke Gromen on gold, sovereign debt and central banks in a “no win” situation. Ozzie on the shocking drop in housing starts. Is anyone surprised? The Goofy asks if Chrystia Freeland doesn’t understand interest rates or does she think we don’t.

The University of Waterloo’s Mikal Skuterud, Canada’s top expert on the economics of migration, brings a damning assessment of an immigration system that was once the envy of the world. Mike on the inescapable consequences of the push for higher taxes, and a Shocking Stat that illustrates the biggest threat to your financial future.

Mike says “please, not another word about fairness for every generation.” Ozzie says you’d be forgiven for thinking that with another list of new regulations, the government wants to discourage real estate investment. Contra the Heard’s Benj Gallander recommends three stocks to MoneyTalks listeners, and Mike on missing the point in the UK election results.

Division is increasing, but Mike’s got an outrageous idea to stem the acrimony. Seasonal and technical analyst, Don Vialoux on what history tells us about markets in a presidential election year. Plus, do you think the capital gains increase is the last asset-related tax grab? Ozzie warns about steps already being taken that could eventually target your primary residence.

The ideological divide illustrated by the capital gains tax increase won’t be bridged. Tony Greer was alone in calling the bottom in the markets on 14 November, but is he still bullish? You’ll love his answer. Plus, we already have a doctor shortage. Dr. Kevin McLeod explains why the capital gains tax grab will make a dire situation even worse, and the government couldn’t care less.